Answers from broker Ryan C. Winslow
Most veterans, active duty service members, and some National Guard and Reserve members and surviving spouses qualify. You need a Certificate of Eligibility from the VA.
Eligible borrowers with full entitlement buy with no down payment and no monthly mortgage insurance. Veterans who receive VA disability compensation are exempt from the VA funding fee.
Ryan C. Winslow is a U.S. Army retired veteran and an NMLS licensed loan originator (NMLS 2426605). He handles both the home search and the VA financing questions.
Written by Ryan C. Winslow, broker/owner of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army retired. About Ryan.
Updated 2026-09-28. General information, not legal, tax or insurance advice.