Answers from broker Ryan C. Winslow
New homes meet current building codes, which often lowers insurance, and they carry builder warranties. Many builders offer rate buydowns and closing cost incentives.
Resale homes often sit on larger lots in established neighborhoods, and prices are more open to negotiation.
Yes. The builder's sales agent represents the builder. Your own broker reviews the contract, the incentives, and the inspection at no cost to you in most cases.
Written by Ryan C. Winslow, broker/owner of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army retired. About Ryan.
Updated 2026-09-28. General information, not legal, tax or insurance advice.