Buying a Waterfront Home in New Smyrna Beach

Answers from broker Ryan C. Winslow

What should I check on a waterfront home?

Inspect the seawall and dock, confirm permits for the dock and lift, review the elevation certificate, and get flood and wind insurance quotes early.

Ocean, river, or canal?

Oceanfront homes carry the highest insurance and wind exposure. Indian River and canal homes offer boating access, and depth at low tide matters for boat owners.

Where do I start?

Browse waterfront homes in New Smyrna Beach and call 386-690-5858.

Written by Ryan C. Winslow, broker/owner of Winslow Homes. REALTOR® since 2009, 3,000+ homes sold, broker in FL, MA, CT and RI, U.S. Army retired. About Ryan.

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Updated 2026-09-28. General information, not legal, tax or insurance advice.